Understanding Employee Benefits

Bad Things Can Happen to Employers Who Do Not Follow the Terms of Their Group Health Insurance Policies

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Blue Cross of Northeastern Pennsylvania (“Blue Cross”) insured New Life Homecare, Inc. (“New Life”) under a group health insurance contract. The insurance contract required New Life to enroll at least 75% of its eligible participants in the plan and provided that no more than 15% of the eligible employees could... Read More

Topics: Health Plan, Welfare Plans

408(b) (2) Disclosures – That Wasn’t So Bad Was It?

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Last week I received copies of the first new fiduciary fee disclosures required by final Department of Labor Regulations under ERISA Section 408(b) (2).  Fee disclosures were received from Fidelity Investments and Prudential Financial, providers to two client retirement plans.  The details of the required disclosures are described in my... Read More

Topics: Fiduciary Guidance, Health Plan, Welfare Plans

Health Care Reform Challenges – Oral Arguments at the Supreme Court

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On Monday March 26th, almost exactly two years after its enactment on March 23, 2010, the United States Supreme Court will begin the first of three days of oral arguments relating to the health care reform law, the Patient Protection and Affordable Care Act of 2010 (“PPACA”). The Supreme Court... Read More

Topics: ERISA and Other Benefits Litigation, Health Care Reform, Health Plan, Welfare Plans